Terms of Service

These Terms of Service ("Terms") govern your access to and use of the websites, applications, APIs, widgets, and related services (collectively, the "Services") provided by MIXR HOLDINGS, Inc. ("MixrPay," "we," "us," or "our").

By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.

1. Who We Are

Company: MIXR HOLDINGS, Inc. (Delaware C-Corporation)

Website: https://mixrpay.com

Contact: team@mixr.gg

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction, if higher) to use the Services. By using the Services, you represent and warrant that you meet this requirement, have the legal capacity to agree to these Terms, and are not prohibited from using the Services under applicable law.

3. Scope of the Services

MixrPay provides infrastructure and tools that may include payment facilitation, wallet-related functionality, APIs and developer tools, embedded widgets, and transaction routing/metadata services.

MixrPay does not operate as a bank, money transmitter, financial advisor, fiduciary, broker, or custodian unless explicitly stated otherwise. We do not store full payment credentials or custody funds/assets except transiently for processing.

4. Account Registration & Responsibilities

You may be required to create an account or obtain credentials (e.g., API keys). You agree to:

• Provide accurate, current information
• Safeguard credentials, private keys, and account access
• Be fully responsible for all activity under your account
• Notify us promptly of unauthorized access or security issues

We are not responsible for losses from compromised credentials or user error. You must comply with all applicable laws, including AML/KYC requirements (providing verification information as requested) and tax/sanctions regulations.

5. Payments & Transactions

MixrPay facilitates transactions through third-party processors and blockchain networks. You acknowledge that:

• We do not store card numbers or bank credentials
• Transactions may be irreversible once confirmed
• Processing times, failures, gas costs, network delays, or fees may occur (fees are disclosed in-app/documentation and subject to change with reasonable notice; no refunds except as required by law)

MixrPay does not guarantee transaction completion, finality, or value stability.

6. Blockchain & Third-Party Services

Blockchain networks are public, decentralized, immutable, and outside MixrPay's control. You acknowledge and agree that:

• Public blockchain data is immutable
• Smart contracts may fail or behave unexpectedly
• Third-party wallets, processors, or integrations operate independently
• You bear all risks of cryptocurrency volatility, network forks, protocol upgrades, hacks, or regulatory changes (including under the GENIUS Act or other laws)

Your interactions with blockchains and third-party services are at your own risk. MixrPay is not liable for asset value changes, losses, or issues from these systems.

7. Acceptable Use

You agree not to use the Services to:

• Violate laws, regulations, or sanctions
• Facilitate fraud, money laundering, sanctions evasion, or any prohibited/restricted business
• Infringe intellectual property rights
• Transmit malicious code or disrupt systems
• Abuse APIs, rate limits, or infrastructure
• Misrepresent transactions or identities

We may suspend or terminate access for violations.

8. Developer & Merchant Responsibilities

If using as a developer or merchant, you are responsible for your applications/products/content, compliance with laws/platform rules, accurate end-user disclosures, and obtaining required consents. MixrPay is not responsible for your end-user relationships.

9. Intellectual Property

The Services (software, documentation, branding, content) are owned by MixrPay or licensors and protected by law. You receive a limited, non-exclusive, non-transferable, revocable license for intended use only.

10. Privacy

Your use is subject to our Privacy Policy, which describes data collection, use, and sharing.

11. Suspension & Termination

We may suspend/terminate access anytime (with/without notice) for Terms violations, legal/security risks, or requirements. Rights cease immediately upon termination.

12. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, MIXRPAY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT ERROR-FREE, SECURE, OR UNINTERRUPTED SERVICES.

13. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW:

• MIXRPAY IS NOT LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES
• MIXRPAY IS NOT LIABLE FOR LOSSES FROM TRANSACTION FAILURES, DATA INCIDENTS, BLOCKCHAIN NETWORK ISSUES, THIRD-PARTY SERVICES, USER ERROR, VOLATILITY, OR REGULATORY CHANGES

OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID MIXRPAY (IF ANY) IN THE SIX (6) MONTHS PRECEDING THE CLAIM.

14. Indemnification

You agree to indemnify and hold harmless MixrPay, officers, directors, employees, and partners from claims, losses, liabilities, damages, costs (including reasonable attorneys' fees) arising from your use, Terms violations, applications/content, or law/third-party rights infringements.

15. Governing Law, Venue & Dispute Resolution

These Terms are governed by Delaware law (without conflict principles).

15.1 Venue

Disputes shall be brought exclusively in state or federal courts in Delaware, unless resolved via arbitration below.

15.2 Arbitration (U.S./Certain Jurisdictions)

For users in the United States (or where applicable), disputes arising from these Terms (except internal corporate claims under DGCL) shall be resolved by binding individual arbitration under AAA rules in Delaware, unless you opt out within 30 days by emailing team@mixr.gg. No class/representative actions; FAA governs. If arbitration is unenforceable, disputes go to Delaware courts.

16. Changes to These Terms

We may update these Terms. Changes posted with new date; continued use constitutes acceptance.

17. Contact Us

MIXR HOLDINGS, Inc.

Email: team@mixr.gg

Website: https://mixrpay.com

18. Miscellaneous

• Entire Agreement: These Terms + Privacy Policy form the full agreement.
• Severability: Invalid provisions do not affect the rest.
• No Waiver: Failure to enforce does not waive rights.
• Force Majeure: Not liable for delays/failures from events beyond reasonable control (e.g., blockchain disruptions, regulatory actions, cyberattacks).
• Assignment: We may assign; you may not without consent.